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Welcome to 2017! The calendar page has turned to a whole new year and with it comes a clean slate of goals and dreams. While you could just stick to the classic set of resolutions like exercising more or trying to eat healthier, how about making some small changes now that could go a long way throughout the year. Insurance can be one of the bigger recurring expenses for a family, so taking the time to address those costs can create big savings for you and your family.
Did you know by installing a home security system you can reduce homeowners insurance by up to 20 percent? Also, many companies offer discounts for bundled insurance. So instead of having your car and home insurance with different companies, look into bundling them together and start saving!
For a list of “10 Ways to Save on Insurance in 2017” visit https://www.gobankingrates.com/personal-finance/ways-save-insurance-2017/ and for any questions regarding your insurance in Los Angeles contact TMIB at 310-828-9662.
The turnaround from Thanksgiving to Christmas is a fast one, which doesn’t leave a lot of time to find, prep, and perfect a central part of the Christmas celebration… THE TREE! Especially in Los Angeles, when there are still beach days in December, it is all the more important to find the perfect tree to help get you into the holiday mood. Luckily, we got you covered with the some great places to find your tree.
A new spot in LA is “Shawn’s Christmas Trees” which includes one of the longest lists of different types of trees available. If you’re looking for a tree AND something for the kids, visit “Irvine Park Railroad”.
For a list of some of the great Christmas Tree lots in Los Angeles visit Red Tricycle (http://redtri.com/los-angeles/where-to-buy-your-christmas-tree-in-los-angeles/) and for any questions about home insurance in Los Angeles contact your local TMIB at 310-828-9662.
The fall season is officially upon us! The leaves have turned a new color, you’ve started wearing a light coat and may be feeling an undeniable urge for a pumpkin spiced latte. The only thing that remains, “Is your home ready for the fall season?”.
Most people focus on winter as the time for preparing your home, but being proactive for the fall is also essential. Here are some quick tips on how to prepare for the fall:
– Have your furnace cleaned and inspected annually by a qualified technician.
– Keep a multi-purpose fire extinguisher accessible, filled, and ready for operation.
– Inspect your smoke detectors. Make sure there is one on each floor of your home (and check the batteries).
For a list of handy “Fall Home Maintenance Tips” visit Travelers Insurance (https://www.travelers.com/resources/home/maintenance/fall-home-maintenance-tips.aspx) and for any questions about your home insurance coverage contact TMIB at 310-828-9662.
We live in a digital world and it’s important to do everything you can to protect your part of that world. Protecting yourself starts with the most important and basic part of your internet life: your passwords. So what can you do to make sure you are protected?
When choosing a password, always make it at least 8-digits and alphanumeric. This will increase the amount of 8 character combinations to 645 trillion and make your password much harder to break with a code generator.
To see more do’s and don’ts for passwords visit MSN (http://a.msn.com/01/en-us/BBph8UC?ocid=se) and for any questions regarding cyber liability contact TMIB at 310-828-9662.
If you’re looking for a new car, it might be the right time to think a little outside the box. For the first time since 2008, the price of pre-owned cars is falling. Basically there are more available cars than people wanting to buy them and many dealers offer extended warranties. So if you have never thought about getting a used car, this might be a good time to explore that option.
To read more about getting a good deal on a used car visit Investopedia http://www.investopedia.com/articles/personal-finance/051116/why-used-cars-are-good-deal-right-now.asp?utm_source=msn&utm_medium=referral&utm_campaign=syndication and for all questions regarding car insurance in Santa Monica, contact TMIB at 310-828-9662.
Cars aren’t cheap. The faster and the cooler the car looks, the more it will probably cost. However, when we discuss the cost of a car we rarely discuss one important additional cost… how much it will cost to insure?
To read a list of “The 10 Most Expensive Cars to Insure” visit Market Watch (http://www.marketwatch.com/story/10-most-expensive-cars-to-insure-2016-02-25) and for any questions regarding car insurance in Santa Monica contact TMIB at 310-828-9662.
To read popsugar.com’s list of “53 Non-Candy Easter Basket Ideas for Kids of All Ages” visit http://www.popsugar.com/moms/Non-Candy-Easter-Basket-Ideas-22454992#photo-22454992 and for any questions regarding health insurance in Los Angeles please contact TMIB at 310-828-9662.
Hollywood Presbyterian Medical Center came under a malware attack and their system was completely locked by hackers. Meaning all of their medical records, patient histories, accounting, …..everything was frozen until a $17,000 ransom in untraceable bitcoins was paid. Even though the attack only kept the hospital down for a relatively short amount of time and nobody was harmed in the process, it has raised questions regarding the security of digital records and what it could mean on a larger scale.
To read more about this story visit: (https://www.washingtonpost.com/news/morning-mix/wp/2016/02/18/after-computer-hack-l-a-hospital-pays-17000-in-bitcoin-ransom-to-get-back-medical-records/) and for any questions regarding cyber liability insurance contact your TMIB at 310-828-9662.
When you are in your 20s and 30s the last thing on your mind is saving for your retirement. You’re still probably trying to save up for a house, or at least a new XBOX, why should you think about retirement? Well the answer is simple… because the earlier you begin to save and build a portfolio, the easier it will be as you get older. (and you’ll be glad you did) Starting to save money early means that it has a longer time to exponentially grow and build over time.
To read “6 Savings Tips for Millennials Who Want to Retire Rich” visit http://www.kiplinger.com/article/retirement/T001-C006-S001-retire-rich-saving-for-retirement-in-your-20s-30s.html and to discuss with a broker on how to start a life insurance policy that earns money, contact TMIB at 310-828-9662.