Happy Thanksgiving from TMIB

Thanksgiving is a day for family, football, and, of course, food. However, according to a recent press release from State Farm, Thanksgiving is the number one day for fire insurance claims across America with California ranking 6th.  According to the U.S. Fire Administration, there are approximately 2,000 Thanksgiving Day fires annually, causing $21 million in property damage. Tegner-Miller Insurance Brokers has compiled a few tips to help keep your Thanksgiving happy and safe:

Deep fried turkey While this is a tasty and fun way to prepare a turkey, it is also the number one cause of Thanksgiving Day fires.   To help prevent frying accidents:

  • Always use your turkey fryer outdoors and away from any flammable objects,
  • Always completely thaw your turkey before frying it. The water in a frozen or partially frozen bird can react violently with the hot oil, causing oil to spill out of the fryer.
  • Make sure that the oil in the pot is at the appropriate level
  • Lower the turkey into the pot slowly to prevent excess spillage.
  • Never let children or pets near the fryer
  • If a fire does occur, never use water to extinguish it. Grease fires should only be put out with an all-purpose fire extinguisher.

Have an all-purpose fire extinguisher in the kitchen

Don’t leave cooking/baking food unattended

Don’t leave dishcloths or other flammables near or on the stove

Never wear long, loose sleeves while cooking

The information provided in our blogs are very brief overviews that do not provide complete descriptions of any coverage described nor do they list all of the important factors one should evaluate before deciding on a policy. Please speak to your broker at TMIB about your specific insurance needs and for more detailed information about types of coverage.