7 Common Claims Covered by Homeowners Insurance

Having homeowners insurance is a smart way to protect yourself in the event of an emergency. However, not all policies are equal. Check your policy to make sure you are covered for the seven most common claims.

Of all the ways damage can occur to your home, virtually nothing costs more than a fire. In the unfortunate event you have to deal with a fire in your home, a little preparation can go a long way to making sure you are covered.  For example, make a complete inventory of your possessions. This is especially helpful if you suffer a total loss. Be sure to keep it updated, but be aware that depending on your policy, deprecation may be a factor. The more you can be prepared, the smoother the claim process will go.

If you’d like to check the MSN’s list of the seven common claims covered by homeowners insurance visit ( and if you have any questions about your homeowners insurance contact TMIB at 310-828-9662.


The information provided in our blogs are very brief overviews that do not provide complete descriptions of any coverage described nor do they list all of the important factors one should evaluate before deciding on a policy. Please speak to your broker at TMIB about your specific insurance needs and for more detailed information about types of coverage.