Wedding Insurance

gold-ringsWith the beginning of summer, wedding season is upon us. Warm weather and summer vacations make nuptials particularly prevalent this time of year.

While tying the knot is one of the most important and exciting times in a couple’s life together, it can also be the most stressful. Besides bickering relatives and getting cold feet, there are many disasters that can befall a wedding. With the average American wedding costing over $20,000, it might be worth purchasing wedding insurance (which is generally less than $300) to ensure peace of mind before your big day.

Tegner-Miller Insurance Brokers has compiled a list of some of the wedding day nightmares that your wedding insurance policy will help cover:

  • Photography:  Your photographer drops his/her camera in the beautiful pond near your ceremony and all of the pictures for your special day are lost.  Wedding insurance will help pay for reasonable expenses necessary to retake event photographs.
  • Illness or Injury: If the father of the bride gets food poisoning the day of the wedding, there is no way he is walking down the aisle. If essential people in the wedding party are sick or otherwise incapacitated, wedding insurance will help cover the cost of rescheduling.
  • Missing Vendors: Let’s say your florist is on the way to the venue when he/she is involved in an accident. While uninjured, the florist and all your arrangements cannot make it to the wedding. If the vendor (cake decorator/DJ, etc) is not able to make it to the event, your policy can help you recoup some of the cost of rescheduling or finding replacement items for event.

Planning a wedding can be an overwhelming task, purchasing wedding insurance may help alleviate some of the pressure – just in case the unthinkable happens.

Please call Tegner-Miller Insurance Brokers if you have any questions or would like assistance with purchasing wedding insurance for your important day.  We can be reached at 310-828-9662.

The information provided in our blogs are very brief overviews that do not provide complete descriptions of any coverage described nor do they list all of the important factors one should evaluate before deciding on a policy. Please speak to your broker at TMIB about your specific insurance needs and for more detailed information about types of coverage.