TMIB Blog

New Years 2013

New Year’s Resolutions for 2013

Keeping New Year’s resolutions can be tough. Whether you resolve to eat healthier, lose weight, or take up a new hobby, following through on a resolution is difficult. However, there is at least one New Year’s resolution that you can accomplish today: becoming a more responsible homeowner.

Tegner-Miller Insurance Brokers has provided the following tips to help you become a better homeowner for the New Year.

  • Check your smoke detectors: Make sure to check all of your smoke detectors to determine whether they are functioning and change the batteries if needed. The US Fire Administration provides information on smoke detector maintenance at: http://www.usfa.fema.gov/downloads/pyfff/smkalarm.html
  • Check your appliances: When was the last time you checked your appliances for maintenance? Be sure to examine the hoses on your washer and water heater.
  • Inventory your valuables: After a disaster or a burglary, it can be difficult to determine what items have been damaged or stolen. An easy way to prepare for these events is to conduct a quick inventory of your home. Film a walkthrough of your home on a camcorder or even your cell phone, taking note of any valuables. While you are conducting this walkthrough, list your valuables along with their approximate values. Doing so will help you determine your losses should the unthinkable occur.
  • Speak to your broker: You should check in with your knowledgeable broker at TMIB to make sure that your homeowner’s insurance is completely up-to-date. Furthermore, you might want to consider purchasing other types of insurance such as a valuable items policy to cover valuables ranging from jewelry to musical instruments to computers and electronics
The information provided in our blogs are very brief overviews that do not provide complete descriptions of any coverage described nor do they list all of the important factors one should evaluate before deciding on a policy. Please speak to your broker at TMIB about your specific insurance needs and for more detailed information about types of coverage.