TMIB Blog

Four Reasons Why It’s Better to Buy Your Insurance Through an independent Broker

Hand ShakingThese days, you have a choice to purchase insurance from a broker or directly from an insurance company. While it might seem intuitive to cut out the middleman and shop directly from the insurer, you may receive significantly better coverage and options when buying your insurance through a local broker. Below, we have listed four ways that buying your insurance through a broker will provide service and better deals.

More Options – Independent brokers represent many insurance companies and are not tied to one specific insurance company and its products.

  • Better Savings– While you might think that cutting out the middleman will reduce your insurance costs, having a licensed insurance broker will often significantly reduce your overall costs. When you purchase your insurance directly from the insurance company, you only have one choice for your policy(ies). Brokers like Tegner-Miller Insurance Brokers can sift through the many types of policies available from different insurance companies and find a plan that fits your needs.
  • Knowledge– Many people who purchase insurance directly from the insurance companies do so without the help of a broker. Unfortunately, most people do not have the specialized knowledge to sort through the plethora of policies, endorsements and risks involved in insurance choices. TMIB’s licensed professionals can help you select a policy that is appropriate for your needs.
  • Personalized, local knowledge- Tegner-Miller Insurance Brokers has been serving the Los Angeles area since 1902.  Although we have grown considerably over the last century, we continue to be your ‘neighborhood broker’ and are on a first-name basis with many of our clients.  We even make ‘house calls’!

We look forward to speaking with you soon and assisting you with your insurance needs.   Please call us at 310-828-9662.

The information provided in our blogs are very brief overviews that do not provide complete descriptions of any coverage described nor do they list all of the important factors one should evaluate before deciding on a policy. Please speak to your broker at TMIB about your specific insurance needs and for more detailed information about types of coverage.