First Day Of Winter

First Day of Winter

There are many advantages to living in sunny Southern California.  Although we enjoy perpetually mild temperatures and warm, sunny winters, there are some winter safety tips that even Angelinos should take heed of. Because tomorrow is the first day of winter, you should prepare for colder weather and potential hazards that are unique to this season. Tegner-Miller Insurance Brokers has compiled the following list to help you stay safe and comfortable during the winter months.

  • Trim those trees: Winter storms can bring heavy winds, rain, ice, and even snow to some parts of Los Angeles County that can weaken and snap tree branches, which can damage property or injure bystanders. If you live on a property with trees or large shrubbery, do an inspection for large or broken branches. Trimming your trees now can save you the headache of major damage caused by a fallen branch.
  • Beware of black ice: Black ice refers to thin layers of translucent ice that can appear on roads or pathways in low temperatures. On chilly mornings, always carefully inspect your property for black ice.  If a visitor slips on black ice on your property, you might be liable for their injuries. Spreading rock salt, sand, or even kitty litter on black ice can add traction and reduce accidents. Remember that black ice can form even when temperatures are above freezing, and it often forms on bridges before other surfaces.
  • Close those doors and windows: While temperatures in Los Angeles County rarely drop below freezing, turning on a heater at night can keep your home comfortable. If you turn on a heater, check that all doors and windows in your home are closed. This can greatly reduce your heating bill.
  • Safe winter driving: Whether you are planning to hit the slopes in Big Bear or Mammoth Mountain, or travel somewhere further afield, you should be aware of safe winter driving tips. Always have tire-chains handy and make sure you know how to use them BEFORE your trip. . Chains can be purchased  for about $50-100 at most automobile shops.  Also, always keep a cold-weather kit in your car that includes: a warm blanket, first aid kit, flashlight, and plenty of food and water in case you get stranded. Finally, be sure to check with your broker at Tegner-Miller Insurance Brokers, (800) 775-TMIB (8642), to be sure that you are completely up-to-date on your collision and liability auto insurance.
The information provided in our blogs are very brief overviews that do not provide complete descriptions of any coverage described nor do they list all of the important factors one should evaluate before deciding on a policy. Please speak to your broker at TMIB about your specific insurance needs and for more detailed information about types of coverage.