Regardless of your business operation or perceived risk, you need general liability insurance. It is the foundation of any risk reduction program.
Damage to your physical assets is generally known and measurable. The damages associated with a jury trial involving a negligence action are not and are often substantial.
General liability insurance protects your business against two basic exposures:
- Bodily injury and property damage arising out of your Premises and/or Operations
- Bodily injury and property damage arising out of your Products and/or Completed Operations
The general liability insurance policy also includes coverage for damage arising out of personal and advertising injury. This coverage is very limited and not a substitute for professional liability coverage.
Tegner-Miller Insurance Brokers is expert in addressing your general liability insurance needs. Your general liability insurance needs are our priority.